Debt Consolidation

Many of the homeowners that are facing financial hardship are facing their challenges as a result of too much debt, low credit scores, or a combination of both. As part of our programs, Shortrefiservices will provide access to debt consolidation programs through one of our affiliate partners. We want our clients to come away from our program with their financial future being brighter not just relating to their mortgage, but also relating to all of their debts.

If you choose to pursue debt consolidation services without using our services, there are a number of factors to consider. Unfortunately there are a number of companies that have been less than honest in dealing with their clients. Consumers who were trying to remedy their current financial challenges often find themselves in worse shape after going into a debt counseling service.

Make sure to clearly check out the company that you choose when obtaining debt consolidation. Take a look at the information below before choosing a debt consolidation company.

Fair Credit Reporting Act: http://www.ftc.gov/os/statutes/031224fcra.pdf
The Fair Credit Reporting Act is the basis for credit ratings, and also on how to resolve credit disputes. Should you wish to consolidate your credit or challenge a credit rating, this is a great piece of information to have.

Rate IT All: http://www.rateitall.com/t-373-debt-consolidation-services.aspx
A site that has a number of rating on the various debt consolidation services from consumers who have used the companies.

Epinions: http://www.epinions.com/Debt_Consolidation--~all
Another source of independent ratings of some of the debt consolidation companies.

Credit Group Inc: http://www.mycreditgroup.com
Credit Group Inc. includes debt negotiation completely free with credit repair services, do everything possible to reduce your debt and improve credit scores.